Get out of Credit Card Debt

          Debt Settlement
    Details About Debt Settlement Programs

Information

Option 1 - Bankruptcy

There are two main options offered by the U.S. Bankruptcy code.  For some, filing chapter 7 bankruptcy offers the opportunity to discharge unsecured debts.  For others, filing chapter 13 bankruptcy offers the chance to repay secured debts like their mortgage over time.
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Option 2 - Do Nothing

While doing nothing is an option, it is not a practical one.
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Option 3 - Credit Counseling/Debt Management

With Credit Counseling/Debt Management you make a single monthly payment to a credit counseling agency. That agency then distributes the money to the creditors on your behalf, ideally at lower interest rates.
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Option 4 - Debt Settlement

Debt Settlement offers you an honorable solution. If you cannot afford your current monthly payments, please read more about debt settlement programs...        Read More >

Important Program Disclosures:

Past performance is not a guarantee of any future settlement results - Your creditors are under no obligation to accept settlement offers from any debt settlement company - If you stop making your monthly payment to your creditors, late fees and interest will continue to accrue -  Debt Settlement Programs cannot prevent your creditors from continuing collection activities, including lawsuits that  may be filed against you -Debt forgiveness may be taxable as income -  Debt Settlement Programs do not assume or pay any consumer debt, and does not provide tax or legal advice -Debt Settlement Programs are not available in all states -  Read and understand all contract terms prior to enrollment.

Debt Settlement Programs

Debt Settlement Programs

A debt settlement program is specifically designed to help you if your unsecured debt is $7,500 or more. Settling your unsecured debt is the first step to becoming financially secure and our debt reduction program may be your best option.

Experienced debt negotiators have successfully settled many accounts with creditors and collection agencies. They will negotiate the best possible settlement for you.

How It Works:

A knowledgeable program advisor will provide you with an affordable monthly Debt Settlement Program(DSP) payment plan. Your monthly DSP payment is determined by evaluating your individual situation and your ability to make payments. These unique programs allow you to save each month in your own savings account and see results faster.

Within the first 60 days of your enrollment they will start working on your behalf, contacting your creditors and collection agencies to let them know you have enrolled in their program and also to advise them of your interest in settling your unsecured debt with them.

Once they have reached a settlement with the creditor or collection agency, the debt settlement company will obtain that settlement offer in writing from the creditor and advise you on how to disburse your saved settlement funds accordingly.

Debt Settlement does not assume or pay any consumer debt. If you stop making monthly payments to your creditors, late fees and interest will continue to accrue.  Collection activities may continue including lawsuits that may be filed against you.

Who Qualifies?

To find out if our debt settlement program is right for you, please contact us at info@get-out-of-credit-card-debt.org or fill out the contact form.  Your unsecured debt must be over $7,500 in order to participate in a Debt Settlement program. Most companies can work with the following types of unsecured debt:

Debt Settlement Companies cannot help if you have the following types of debt:

If you are concerned about your credit card debt or other unsecured bills, please call us a info@get-out-of-credit-card-debt.org or fill out the contact form.

 

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